What factor might contribute to a psychologist's license being suspended?

A psychologist's license may be suspended primarily due to factors that pose an immediate threat to public safety. When the actions or behavior of a psychologist create a situation where clients or the public may be at risk of harm, regulatory bodies are compelled to take swift action to protect individuals. This can include situations involving unethical behavior, substance abuse issues, criminal activity, or incompetence in providing psychological services that endanger clients' well-being.

When considering the other factors, while lack of continuing education credits might lead to administrative penalties or non-renewal of a license, it does not typically warrant immediate suspension in comparison to more severe issues. Similarly, loan defaults, while serious, are primarily financial matters and do not directly affect the safety of clients or the public. Poor wording in contract agreements may have legal implications, but it doesn’t inherently compromise a psychologist’s ability to perform their duties safely and ethically. Thus, when evaluating which factor is most suited to trigger a suspension, immediate danger to public health stands out as an essential criterion.